本片讲述了实习善财童子王嘉诚下凡接受试炼，必须在限定时间挣取一笔财富的故事，自以为掌握了财运法则的他，却因为无法使用神力走捷径，而接连受挫。最后在热情善良的王小花的帮助下，王嘉诚领悟到勤劳努力才是财运密码。
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